Scenic view of Portugal

Europe's safe harbour

In a transforming world, Portugal offers what has become rare: peace, stability and openness in one country. Historically neutral and consistently ranked among the safest countries on Earth in the Global Peace Index, Portugal is a full member of the European Union and the Eurozone, with a stable legal system that firmly protects property owners, domestic and international alike.

Add a mild Atlantic climate, respected international schools, quality healthcare, direct flights to every major European capital, and a genuinely welcoming international community. A home in Portugal becomes more than a place to live: it becomes a safe lifestyle asset for your family's future.

A market with real fundamentals.

Portuguese residential real estate is supported by a structural imbalance: demand, both domestic and international, consistently outpaces new construction, sustaining upward pressure on values. National house prices have recorded some of the strongest growth in Europe on record transaction volumes, while new supply meets only a fraction of demand.

International buyers are drawn by EU legal certainty, transparent property registration and the stability of a Eurozone asset. Nova Atlantic develops precisely where these fundamentals are strongest: Greater Lisbon, Greater Porto and the growing Atlantic north.

Portugal residential lifestyle
Portugal residential lifestyle

Life, upgraded.

Around 300 days of sunshine a year. Atlantic beaches and Green Hills within minutes of the cities. International schools in Lisbon and Porto. A healthcare system ranked among Europe's best values.

Fresh food culture, low crime, English widely spoken, and 2–3 hour flights to London, Paris and beyond. Families do not just buy property in Portugal; they buy a daily life that is calmer, safer and sunnier.

Where we build, and why.

Answers before you ask

From ownership rules to residency and financing: the questions international buyers ask us most, answered plainly.
Does buying property give residency rights?
No. Buying property in Portugal does not by itself grant residency, and real-estate investment is no longer an eligible Golden Visa route. Residency and property ownership are separate processes. If you plan to live in Portugal, obtain advice from a licensed immigration lawyer on the visa or residence route that fits your circumstances.
Can foreigners buy property in Portugal?
Yes. Foreign nationals can buy residential property in Portugal. Buyers need a Portuguese tax number (NIF) and should appoint an independent Portuguese lawyer to check the property documents and contract. A Portuguese bank account is often useful, and the transaction may be completed through a properly authorised power of attorney when necessary.
Is Portugal safe?
Portugal ranks 7th out of 163 countries in the 2026 Global Peace Index. This reflects its high level of peacefulness and long-standing political and social stability. As in any country, conditions differ by location, but Portugal is widely regarded as a secure place to live, work and raise a family.
How does the buying process work?
A typical purchase has four stages: reservation, legal due diligence, the CPCV (promissory contract) and the final deed. Your lawyer checks the property and contract before you commit. At the deed, the balance and applicable taxes are paid, ownership transfers and the purchase is registered. For homes under construction, the CPCV also sets the payment schedule and completion conditions.
What taxes and costs apply when buying?
Buyers normally pay IMT (property transfer tax), stamp duty of 0.8%, registration and notary costs, and professional fees. Since May 2026, a 7.5% IMT rate generally applies when a non-resident buys an urban home, subject to statutory exceptions and refund mechanisms. Exact costs depend on the buyer, the property and its intended use, so obtain a written calculation before signing the CPCV.
Can I get a mortgage as a non-resident?
Yes, subject to the bank's assessment. The available loan-to-value ratio, interest rate, term and required documents depend on the lender, the property and your financial profile. Ask for a mortgage decision early and ensure the CPCV timetable reflects the financing process. Nova Atlantic can introduce you to an independent mortgage specialist.
What is a CPCV (promissory contract)?
The CPCV is the binding promissory contract signed before the final deed. It identifies the property, fixes the price, records the deposit and payment schedule, sets the completion deadline and states the parties' obligations and remedies if either side does not complete. Because it creates legal commitments, have an independent Portuguese lawyer review it before signing.
Can I get a mortgage as a non-resident?
Yes, subject to the bank's assessment. The available loan-to-value ratio, interest rate, term and required documents depend on the lender, the property and your financial profile. Ask for a mortgage decision early and ensure the CPCV timetable reflects the financing process. Nova Atlantic can introduce you to an independent mortgage specialist.
How are new-build purchases protected?
New homes bought by consumers from professional developers are protected by Portuguese conformity rules. The legal liability period is generally 10 years for structural construction elements and 5 years for other defects. Your CPCV should also define the specifications, payment stages, expected completion, handover process and remedies. Use an independent lawyer and complete a documented inspection at handover.
What are typical running costs?
Typical ongoing costs include annual IMI (municipal property tax), condominium fees for apartments, insurance, utilities and maintenance. IMI for urban property is set by the municipality and is calculated on the property's taxable value, not its purchase price. Higher-value holdings may also be subject to AIMI. Request a property-specific estimate before purchase.
Can Nova Atlantic help with the process?
Yes. As the developer, Nova Atlantic supports buyers from the first enquiry through reservation, contracting, construction updates, deed and handover. Where requested, we can also introduce independent lawyers, tax advisers and mortgage specialists. These professionals advise you directly and remain responsible for their own services and recommendations.

This information is general and provided for orientation only. It is not legal, tax, financial or immigration advice. Rules and individual circumstances vary. Obtain advice from qualified Portuguese professionals before acting.

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NOVA ATLANTIC, Office 106, HQ Alcabideche, Rua Hermenegildo Pulquério, 201(4A), 2645-089 Alcabideche, Portugal